by Thomas Keister
You already know how it goes. You just sit down to dinner, or you've just fallen asleep, or whatever the situation is, and your cell phone rings. The number isn't familiar, or out of state completely, but when you answer, there is a recording, someone with a broken accent mumbling at you over a loud call center, or worse yet, two seconds of silence followed by the sound of being hung up on.
Don't even get me started on trying to call a hang-up back, only to be answered by a confused elderly woman insisting no one from that number had called.
Whatever hopes you might have had with the federal Do Not Call list, the fact of the matter is, technology has outpaced what the FTC hoped to accomplish with the list. Robocalls, nonsense collection calls, and number spoofing programs has made it next to impossible to truly stop a business from calling you if they want to. The end result is pretty much what you would expect with government stepping in to save us- you'll pretty much have to do it yourself.
The tips below are by no means a complete list, but it is at least a starting point for the two most commonly used phone systems in America today.
How to stop unwanted calls on a cell phone
-See what built-in features your phone has
-See what services your carrier offers
-Download a call-blocking app, which will stop, ring silent, or route calls automatically to voicemail. (Some free, others charge one-time or subscription fee)(Some apps will access contacts)
How to stop unwanted calls when using VOIP
-If your phone uses VOIP, your carrier may be able to assist with a call-blocking feature
-If you are unsure if your home phone uses VOIP, check with your carrier
Of course, if all else fails, you can report unwanted calls to the Federal Trade Commission at ftc.gov/complaint. For more information on blocking unwanted calls, please consult this article at the FTC website.
Tax, business, and consumer news and opinion. Curated and/or written by the HFG staff.
(c) 2017-18 Hoosier Financial Group, LLC
by way of mention...
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